Vehicle & Accident
Accident claims, insurance disputes, challans and vehicle transfer paperwork.
Road-accident claims, insurance disputes, wrong challans and vehicle transfer paperwork belong here. RC transfer, no-objection certificates and simple affidavits cost ₹199–₹999 and are drafted in 1–3 working days. Insurance claims usually resolve in a few weeks when papers are in order. Compensation claims go to the Motor Accident Claims Tribunal, which can take several months to a couple of years depending on the case. E-challans can often be contested online or in a Lok Adalat. Read the guides below, then get your documents drafted or talk to a lawyer free on WhatsApp.
માર્ગદર્શિકાઓ
Road Accident Compensation — MACT Claim Process, No-Fault Amounts and Time Limit
Accident victims (or their families) claim compensation before the Motor Accidents Claims Tribunal (MACT). Two routes: the no-fault route pays fixed sums — ₹5 lakh for death, ₹2.5 lakh for grievous injury — without proving negligence; the full Section 166 claim has no cap but must be filed within 6 months of the accident. The insurer of the offending vehicle pays.
Drunk Driving Law in India — BAC Limits, Penalties and What Happens After You're Caught
The legal limit is 30 mg of alcohol per 100 ml of blood (Section 185, MV Act) — roughly one drink puts most people over. First offence: up to 6 months' imprisonment and/or fine up to ₹10,000; repeat within 3 years: up to 2 years and/or ₹15,000, with licence suspension. Drunk driving is court-triable — it cannot be compounded on the spot — and an accident while drunk escalates everything, including insurance denial.
Hit-and-Run Accident? The Government Compensation Scheme — ₹2 Lakh for Death, ₹50,000 for Injury
When the offending vehicle is never traced, victims of hit-and-run accidents claim from the central government scheme under Section 161 MV Act: ₹2,00,000 for death and ₹50,000 for grievous injury (rates from April 2022). File the FIR immediately, then apply to the district Claims Enquiry Officer with the FIR and medical/post-mortem records. If the vehicle is traced later, a full MACT claim opens.
Vehicle Seized by Police or RTO? Release Procedures That Actually Work
How you free a seized vehicle depends on who seized it and why: document/permit violations resolve at the RTO/police by paying the compounding fee; vehicles seized in criminal cases or accidents need a release (superdari) application before the Magistrate — courts are directed to release vehicles quickly rather than let them rot in police yards. Bank repossessions follow a different lane entirely.
Motor Insurance Claim Rejected? Grounds, Ombudsman Route and Legal Notice
If your motor insurance claim is rejected, escalate in sequence: written complaint to the insurer's grievance officer (15 days to respond), then IRDAI's Bima Bharosa portal, then the Insurance Ombudsman — free, online at cioins.co.in, within 1 year of rejection, for claims up to ₹50 lakh. Many rejections (delay in intimation, minor breaches) do not survive a properly framed challenge.
Moving States with Your Vehicle — NOC, Re-Registration, Road Tax Refund and the BH Series
Keeping a vehicle in another state beyond 12 months requires re-registration: take an NOC (Form 28) from your origin RTO, pay the new state's road tax, and apply for a new registration mark — then claim the origin state's pro-rata road tax refund. Most steps run on parivahan.gov.in. Frequently-transferred employees should consider the BH (Bharat) series, which removes the whole cycle.
Vehicle Ownership Transfer (RC Transfer) — Forms 29/30, Fees and Online Process
To transfer a vehicle's RC after sale: seller and buyer sign Forms 29 and 30, the buyer applies to the RTO within 14 days (30 days for inter-state sales) with the RC, insurance, PUC and address proof, and pays a modest fee (₹150–500 for most vehicles plus smart-card charges). Most states now take the application online on parivahan.gov.in. Insurance must be transferred within 14 days too.
Sold Your Vehicle but Buyer Never Transferred the RC? Your Liability and the Fix
Until the RC changes, the law treats the registered owner — you — as liable for the vehicle: challans arrive in your name and accident claims under the MV Act can be decreed against you (Supreme Court, Naveen Kumar v. Vijay Kumar). Fix it now: submit your signed Form 29 to the RTO with proof of sale, pursue the buyer with a legal notice, and keep the sale evidence permanently.