Limitation Period Checker
Find how long you have to take a matter to court — and the day the clock starts.
Time limit to file
3 years
- Counted from
- when the loan was due to be repaid
- Source
- Article 19–21, Limitation Act, 1963
Indicative estimate. Rates and rules change — verify with the official state schedule before paying.
What this means
The limitation period is the deadline to file a case. File after it and the court will usually reject the matter, however strong it is. The clock starts from the 'counted from' event shown, not the day you decide to act — so check early. Courts can sometimes condone delay, but never rely on it.
Frequently asked questions
What happens if I miss the limitation period?
The court will normally dismiss the case as time-barred, even if you would otherwise have won. In limited situations you can ask the court to condone the delay under Section 5, but it is granted only for genuine, well-explained reasons.
Does sending a legal notice extend the limitation period?
Generally no — a notice does not stop the clock. However, a written acknowledgement of the debt by the other side, or a part-payment, can start a fresh limitation period under Sections 18–19.
Is this the exact deadline for my case?
Treat it as a guide. The correct article, the exact 'counted from' date, and special laws can change the period. For anything close to the deadline, confirm with an advocate immediately.
Disclaimer: WakilBhai is a documentation service, not a law firm — nothing on this site is legal advice, and using it creates no advocate–client relationship. We prepare documents and, when you ask, connect you with independent advocates who alone are responsible for any advice they give.