Hit-and-Run Accident? The Government Compensation Scheme — ₹2 Lakh for Death, ₹50,000 for Injury
When the offending vehicle is never traced, victims of hit-and-run accidents claim from the central government scheme under Section 161 MV Act: ₹2,00,000 for death and ₹50,000 for grievous injury (rates from April 2022). File the FIR immediately, then apply to the district Claims Enquiry Officer with the FIR and medical/post-mortem records. If the vehicle is traced later, a full MACT claim opens.
சட்டப்பூர்வ காலக்கெடுக்கள்
- Immediately — FIR at the local station (record it as hit-and-run, vehicle untraced)
- Days — Medical / post-mortem records (grievous-hurt certification matters)
- Within months — Apply to Claims Enquiry Officer (district scheme application)
- 6 months — If vehicle traced later (full MACT claim; scheme amount adjusts)
படிப்படியாக: என்ன செய்வது
- 1
FIR first — insist on "vehicle untraced"
The scheme exists precisely for unidentified vehicles.
விவரங்களைப் பார்க்கவும்
Report immediately and ensure the FIR records the accident and that the vehicle fled unidentified. The police's final report confirming the vehicle remained untraced is the key document for the scheme. Collect witness details and any CCTV leads — if the vehicle IS traced, you exit the capped scheme and file a full, uncapped MACT claim instead, which is better.
- 2
Get the injury/death documented precisely
"Grievous hurt" certification decides the ₹50,000 eligibility.
விவரங்களைப் பார்க்கவும்
For injuries, the hospital record and medico-legal certificate should establish grievous hurt (fractures, permanent damage, 20+ days hospitalisation — the IPC/BNS grievous-hurt definitions apply). For death, the post-mortem report and death certificate. The driver who fled faces prosecution — Section 304A IPC (now Section 106 BNS, with the stricter hit-and-run clause in 106(2)) — but your compensation does not wait for him to be found.
- 3
Apply under the scheme to the district officer
Claims Enquiry Officer → District Committee → insurer-run fund pays.
விவரங்களைப் பார்க்கவும்
இதை உங்களுக்காகச் செய்கிறோம் — ₹199File the scheme application (Compensation to Victims of Hit and Run Motor Accidents Scheme, 2022) with the Claims Enquiry Officer of your district (SDM/taluk office handles it in most states) attaching FIR, police untraced report, medical/PM records, and legal-heir proof for death claims. The District Level Committee sanctions and the designated insurer (GIC-administered fund) pays ₹2,00,000 (death) / ₹50,000 (grievous injury) into your bank account. Our ₹199 documentation service prepares the application set.
- 4
Track it — and keep the MACT door open
Follow up with the committee; traced vehicles reopen full claims.
விவரங்களைப் பார்க்கவும்
The scheme contemplates disposal within a few months — follow up in writing with the enquiry officer and committee. If police later trace the vehicle, file the MACT claim within 6 months of tracing; the scheme amount already received is deducted from the tribunal award, never forfeited. Beware touts offering to "arrange" scheme money for a cut — the process is free and direct.
செலவுகள் & என்ன எதிர்பார்க்கலாம்
- Free
Scheme application
No fee at any stage; payment to your bank account
- ₹2,00,000 / ₹50,000
Fixed compensation
Death / grievous injury (2022 rates)
- ₹199
Application documentation help
WakilBhai affidavit + application set
- ₹299
Consultation (traced-vehicle strategy)
When the MACT route opens
Simple injuries (non-grievous) are outside the scheme. Amounts and procedure are set by the 2022 central scheme — verify current figures at the enquiry office; some states add ex-gratia on top.
இந்தப் பிரச்சினைக்கான இலவச வடிவங்கள்
அடிக்கடி கேட்கப்படும் கேள்விகள்
Who pays hit-and-run compensation if there is no insurer?
A central fund administered through the General Insurance Council/designated insurers under Section 161 MV Act — built from insurance contributions precisely for untraced-vehicle victims. The sanctioning happens through your district's Claims Enquiry Officer and District Level Committee.
What counts as "grievous injury" for the ₹50,000?
The grievous-hurt categories of criminal law: fractures, permanent privation of sight/hearing, loss of limb or joint use, disfiguration, or injuries causing 20+ days of severe bodily pain/hospitalisation. The medico-legal certificate's wording controls — ensure the treating doctor records the classification.
Is there a deadline for the scheme application?
The 2022 scheme expects claims within a reasonable period and committees can entertain explained delays, but practically: apply within 6 months of the police confirming the vehicle untraced. Sooner filings sail; stale ones invite avoidable scrutiny.
The police traced the vehicle after I took the scheme money. What now?
Good news — file the full MACT claim within 6 months of tracing. The ₹2 lakh/₹50,000 already paid is simply deducted from the tribunal award; a genuine death claim commonly computes to many times the scheme amount, so tracing is worth pushing the police on.
The fleeing driver — what does the new law do to him?
Section 106(1) BNS punishes death by rash/negligent driving (up to 5 years); Section 106(2) targets fleeing without reporting — up to 10 years. The stricter clause's enforcement has been politically deferred amid transporter protests, but prosecution under 106(1)/304A-era law proceeds regardless. Your compensation is independent of his trial.
தொடர்புடைய வழிகாட்டிகள்
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இந்தப் பக்கம் பொது தகவலுக்காக மட்டுமே வழக்கமான சட்ட நடைமுறையை விளக்குகிறது. இது சட்ட ஆலோசனை அல்ல. உங்கள் சூழ்நிலைக்குத் தகுதியான வழக்கறிஞரை அணுகவும்.